First of all, buy a cell phone with service plan. Many companies offer great savings if you have a serving plan. You need to know what your needs are, how much you want to talk, how much you want to spend and other included features in your cell phone.

Sometimes you could get cell phone free with a service plan, so make sure ask all possible questions when you shop for a good cell phone.

If you are shopping for a different service plan but you have one already, don't give up on your current company yet, talk to them, ask them questions and maybe they can find options that would very well suit you. Sometimes companies would offer you a good deal on something since they wouldn't want you to leave.

more about saving money on your cell phone

Another way to look at how you could you save your money is to know what exactly you want from your phone. Sometimes it's just cheaper and as convenient to go with prepaid cell phones such as TracFone or Net10 or T-mobile, prepaid cell phones don't have too many additional options such as internet and etc., but work well for calling, text messaging and etc.

Shop for cell phones in different stores and compare the prices. Sometimes the same phone could have a different price depending on at which store you will find it.

Look for deals in stores as well. Sometimes you might want to look at used cell phones, this way you can save a lot of money by buying your cell phone from previous owner.

Also you need to be aware about extra expensive features like ringtones, games, information calls, for which you could be charged a lot more. If you don't need or won't use any of them it's better to know ahead what are you going to pay for.

Once you purchase your cell phone and service plan, make sure you never go over your minutes or you would end up paying a lot more than you intended. Try to track your spent minutes and be very careful about it.

With prepaid phones is much easier, you never have to pay more than you planned for, but you still need to keep track of your minutes, so you would know when it's time to add additional minutes or if you can carry your unused minutes over to the next month.